Credit card debt

While some Americans are still recovering from holiday festivities, many others may have lingering effects of spending regrets. Overall U.S. retail sales increased 7.6% year-over-year between Nov. 1 and Dec. 24, according to the latest…

Prostock-studio | Istock | Getty ImagesIn the rush at the store checkout this holiday season, you may be tempted to say yes when asked if you want to apply for a store credit card — especially if you're offered extra savings on that day's…

Inflation is weighing heavily on the holidays this year.Roughly half of shoppers will buy fewer things due to higher prices, and more than one-third said they will rely on coupons to cut down on the cost, according to a recent survey of…

vitapix | E+ | Getty ImagesYour credit score can make or break your ability to open a credit card or buy a new car or home at attractive interest rates.To boost your score, you need to know where you need to improve.Keeping tabs on your…

london, ukPeter Muller | Image Source | Getty ImagesFew things cause more financial distress and anxiety than a large slug of high-interest rate credit card debt.Millions of Americans of all income levels carry large balances on credit…

Pandemic shopping changes boosted impulse buysTo be sure, the pandemic has changed the way people spend money. "Consumers abandoned ingrained shopping habits, hurtling ecommerce into hyperdrive," according to an analysis by McKinsey &…

Even cupid is coming out of quarantine.Valentine's Day spending is expected to reach $23.9 billion in 2022, the second-highest year on record, according to the National Retail Federation.On average, Americans will spend $175.41 on candy,…

By many measures, 2021 saw a record-spending holiday season despite ongoing supply chain problems, inflation and a new Covid-19 variant.Holiday sales are on track to grow as much as 11.5% over 2020, according to a projection by the National…

While household debt reached a record $17 trillion in the second quarter of 2021, many American households have felt less financial stress this year thanks to Covid-19-related government policies.That's according to the federal Financial…

Shoppers fill a Target Store on a Black Friday in Chicago.John Gress | Corbis Historical | Getty Images"Buy now, pay later" has become a popular payment tool among young consumers, replacing standard bank credit cards. And this year, the…