401(k) plans

Prathanchorruangsak | Istock | Getty ImagesWhether you're starting a new job or updating retirement savings goals, you may need to choose between pre-tax or Roth 401(k) contributions — and the choice may be more complex than you think.While…

Jamie Grill | Getty ImagesIt's not easy to prioritize financial goals, especially when choosing between two essentials in an unsteady economy: saving for retirement or building your emergency fund. While there are higher 401(k) contribution…

1. Bigger contribution limits on retirement accountsIf you're eager to boost your retirement savings, there's good news for 2023: higher contribution limits for your 401(k) and individual retirement account.In 2023, the employee deferral…

Cn0ra | Istock | Getty ImagesThe end of the year is an important time for making financial decisions that can have an impact in the year ahead — and for years to come.From your work to your savings and investments to spending and giving…

Luis Alvarez | Digitalvision | Getty ImagesIf you're just out of college, you may be wondering when the right time is to get started with a retirement savings plan. The answer is now, experts say. To that point, 55% of Americans already…

seksan Mongkhonkhamsao | Moment | Getty Images1. Boost your 401(k) contributionsIf you haven't maxed out your workplace 401(k), there may still be time to boost your contributions for 2022, said Guarino.The move may lower your adjusted…

Stocks and bonds have been turning in volatile, bearish performances this year in an economy marked by high inflation and rising interest rates. But that hasn’t deterred most retirement savers, especially the…

If you've already maxed out 401(k) plan contributions for 2022 and you're eager to save more for retirement, some plans have an under-the-radar option, experts say.For 2022, you can defer $20,500 into a 401(k), plus an extra $6,500 for…

If you're eager to save more for retirement in 2023, there's good news from the IRS, which just announced higher limits for your annual 401(k) plan and individual retirement account contributions.The employee contribution limit for 401(k)…

Elena Kurkutova | Istock | Getty ImagesOlder Americans may have a number of different goals with their retirement savings. But usually their main goal is the same: to make it last.Unfortunately, many younger baby boomers and members of…