Bank Holidays in January 2022: Check list of closed banks here, but online banking open 24/7

Bank Holidays in January 2022: The new year is almost here as we are only 4 days away from entering 2022. As the month of January is set to start, it is important for all the customers to know when the banks will remain closed in the first month of 2022 in order to plan their banking activities. According to the bank holiday list issued by the Reserve Bank of India, banking activities will remain affected for 9 days in January, excluding the weekends (second and fourth Saturdays and Sundays). However, it can be noted that though the banks will remain closed, online banking services will continue to operate on holidays as well.

Bank customers will not be able to withdraw and deposit money at the bank branches due to the holidays but they can use online banking services, ATMs, mobile banking, etc. Bank account holders should also know that on certain specific days, banks will close in just a few cities and not nation-wide. If you have any bank-related work to do or have to withdraw cash during the forthcoming week or have to visit your nearest branch, then you can check the list of bank holidays below:

1. January 1, 2022: The banks will remain closed on the eve of New Year in Aizawl, Chennai, Gangtok and Shillong.

2. January 3, 2022: The banks will remain closed due to New Year’s Celebration/Losoong in Aizawl and Gangtok.

3. January 4, 2022: The banks will remain closed on the occasion of Losoong in Gangtok.

4. January 11, 2022: The banks will remain closed on the occasion of Missionary Day in Aizawl.

5. January 12, 2022: The banks will remain closed on the occasion of the Birthday of Swami Vivekananda in Kolkata.

6. January 14, 2022: The banks will remain closed on the eve of Makar Sankranti/Pongal in Ahmedabad and Chennai.

7. January 15, 2022: The banks will remain closed on the eve of Uttarayaana Punyakaala Makar Sankranti Festival/Maghe Sankranti/Sankranti/Pongal/Thiruvalluvar Day in Bengaluru, Chennai, Gangtok and Hyderabad.

8. January 18, 2022: The banks will remain closed on the occasion of Thai Poosam in Chennai.

9. January 26, 2022: The banks will remain closed on the occasion of Republic Day in all cities except Agartala, Bhopal, Bhubaneswar, Chandigarh, Guwahati, Imphal, Jaipur, Kochi and Srinagar.

Apart from the above-mentioned holidays, the banks will also remain closed on January 8, 2022 and January 22, 2022 due to second and fourth Saturdays and on January 2, 9, 16, 23 and 30 because of Sundays.

It can be noted that the bank holidays list is issued by the Reserve Bank of India (RBI) and it grants holidays to the banks under three categories. The three categories include Holiday under Negotiable Instruments Act, Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday and Banks’ Closing of Accounts.